Pera and Purpose Podcast
ചാനൽ വിവരങ്ങൾ
Pera and Purpose Podcast
Hosted by Jay Adrian Tolentino AKA “Kuya Jay”. He is a Financial Coach and Educator based in Dubai. The aim of this program is to help every Filipino become debt-free, build wealth and use money as a tool to live a meaningful life. Topics include proper money management, entrepreneurship, investmen...
സമീപകാല എപ്പിസോഡുകൾ
168 എപ്പിസോഡുകൾ
This Teacher Escaped Poverty Without a Business or Inheritance
Want to level up your PowerPoint game?Join us for Present Better, a free workshop designed to help you create and deliver presentations that do more t...

I Stopped Doing Everything. Here’s How I Earned More by Doing Less.
📅 OFW in Dubai? Attend my first meet and greet event: https://lu.ma/f0vf3yrj 💸 Apply for Financial Coaching: https://tidycal.com/jayadriantolentino/...

OFWs: How to Follow Your Passion Without Quitting Your Day Job
🎟️ Free event. Limited slots. Register now through this link - https://forms.gle/q6YWasLpLyzk8QqC6📍 Ostro Restaurant, Dusit D2 Kenz Hotel, Barsha Hei...

The Rule That Saved This Filipina Entrepreneur From Going Broke
✅ Register for Hyku's upcoming workshop: https://forms.gle/QN6DN7cti9WL4cgd9
📅 Schedule Your Financial Clarity Call with Kuya Jay: https://jay...

How Much Do You Really Need to Retire? Most OFWs Get This Wrong
📅 Schedule Your Financial Clarity Call: https://jayadriantolentino.com/financialclaritycall?podcast=howmuchdoyouneedtoretire
⬇️ Download the Re...

Filipina Luxury Expert: “Many OFWs Buy Luxury for the Wrong Reason”
Attend the next PRO-ANGAT event happening on May 23 : https://forms.gle/twcdgnacV5gXwpKa8📅 Schedule Your FREE Financial Clarity Call with Kuya Jay: h...

Why High-Earning OFWs Still Feel Lost With Money
Book your clarity call today: https://bit.ly/3Gjhm8S
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If you're earning ₱250K to ₱800K/month abroad but still feel stuck, this video i...

Should You Quit Condo Investing in the Philippines Before It’s Too Late?
Book your free clarity call today: https://bit.ly/4jjeA1W
We’re about to lose ₱307,000… and we still don’t know if we should walk...

161: She Raised 3 Kids & Built a Business—Then Her Team Betrayed Her
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REGISTER NOW!
In celebration of International Women’s Month, PR...

160: If I Had to Start Investing in 2025, Here’s EXACTLY What I’d Do
📅 Schedule Your Free Clarity Call: https://bit.ly/claritycallwithjay
⬇️ Download MYNE today: joinmyne.com
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If I were to st...

159: STOP! Don’t Buy a Condo in the Philippines Until You Watch This (2025 Masterclass)
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Bonus of promo c...

158: Condo Oversupply in the Philippines: Should You Buy, Sell, or Hold? (Financial Planner Explains) with Coach Efren
The Philippine real estate market is shifting, and condo owners and investors are facing a big decision—should you buy, sell, or hold your condo in 20...

157: What’s Causing the Condo Oversupply in Metro Manila ft. Dr. Ben Lebig Jr.
Metro Manila’s condominium market is facing an unprecedented challenge: an oversupply of units has left buyers, investors, and developers grappling wi...

156: What Retirees Wish They Did Differently (Don’t Make These Mistakes!)
In this video, I react to a heartfelt compilation of retirees sharing their biggest financial and life regrets. From the importance of saving early to...

155: How to Set Financial Goals You’ll Actually Achieve
How often do you set financial goals, only to feel overwhelmed or lose focus along the way?
It’s not that you lack ambition—it’s that most goals...

154: Resolutions Don’t Work (Here’s What I Do Instead to Achieve My Financial Goals)
Tired of making financial resolutions that fail?
88% of resolutions don’t even make it past two weeks, especially when it comes to money.
...

153: Dual Income. No Kids. No Worries? ft. Sharday Filio
In this episode, we explore the growing trend of DINK couples—those who are Dual Income, No Kids—and how this lifestyle is reshaping traditional ideas...

152: Why Spend Everything Before You Die
We often view wealth-building as securing our future, but what if you never get to enjoy it?
This episode explores the philosophy from Bill Perk...

151: How to Enjoy the Christmas Season Without Going Broke
Christmas is the most wonderful time of the year, pero madalas, ito rin ang panahon ng "overspending."
Pagkatapos ng holidays, ang daming nauuwi...

150 : Cultural Expectations That Keep Filipinos Broke
Many Filipinos struggle to build wealth, not because they aren't working hard, but due to cultural expectations around money.
In the Philippines...

149: Why It's More Expensive To Be Poor AKA Poverty Penalty
Ang ironic, di ba? The less money you have, the more expensive life becomes. It sounds counterintuitive, but this is the harsh reality for many Filipi...

148: How We Bought Our Family Car Without Breaking the Bank
So my wife and I just bought our first (and only) car, and let me tell you, it wasn’t easy navigating all the choices.
From figuring out what we...

147: Lessons From Riches to Rags Stories
In this eye-opening Halloween episode, we explore real-life stories of individuals and families who experienced dramatic financial downfalls. These ca...

146: The Unbreakable Rules of Wealth
Are you working hard but still not seeing the wealth you hoped for?
It might not be about your effort or desire but about not having a solid set...

145: How To Align Your Financial Decisions with Personal Values
Have you ever felt uncertain or disconnected when making financial choices, wondering if your decisions truly align with what matters most to you?

144: Beware of the 700,000 PHP Task Scam
Imagine waking up one day to find out that you’ve lost 700,000 pesos to a scam.
It’s a nightmare that has become a harsh reality for many. Task...

143: The Benefits of Saving More Versus Earning More
Have you ever wondered why some people seem to accumulate wealth faster than others, despite having similar incomes?
The key to financial succes...

142: Why Time Freedom Comes First Before Financial Freedom
Time is the most valuable resource we have, yet many of us overlook its importance in our pursuit of financial freedom.
We often think that fina...

141: Change Your Questions, Change Your Life
Have you ever wondered how asking the right questions can change your life?The quality of the questions we ask ourselves often determines the quality...

140: Your Mess Is Your Message
Discover how your past failures, especially in the realm of investments, can be transformed into valuable lessons and guiding lights for others.Kuya J...

139: The Trade-off Dilemma: Finding Harmony in Financial Choices
Picture this: you're eyeing the latest iPhone, shiny and alluring, priced at AED 5,500. It's tempting, right? But hold on a second. Twenty years down...

138: The Hierarchy of Financial Needs
Managing money can feel like navigating a maze without a map.This confusion often leads to stress and poor financial decisions, as people grasp at any...

137: Why Budgeting Doesn't Work for Many People
Are you tired of budgeting methods that leave you more frustrated than financially savvy?You're not alone.Many find traditional budgeting a puzzle tha...

136: Breaking Bad Money Habits
In today's episode, we focus on a crucial but often overlooked aspect of financial health - breaking detrimental money habits. As we venture into this...

135: The Subtle Art of Limiting Your Desires
In your quest for financial freedom, you may find yourself trapped in a cycle of endless desires. This cycle often starts small, perhaps with a desire...

134: Highs, Lows, Rants, Lessons & Realizations for 2023
2023 has been my most productive year yet.But it hasn't all been a bed of roses.It’s a year of highs, lows, rants, realizations and invaluable lessons...

133 - The Guide to Simple and Effective Investing
You're really keen on getting into investments, aren't you?I sense a strong interest and enthusiasm in you about this vital topic.Here's What You're G...

132 - Read Your Way to Wealth: Essential Books for Financial Victory
In this special episode, we dive into a topic close to our hearts, one that was sparked by a request from a valued member of our community.This isn't...

131 - How to Use AI for Financial Success
Ever wondered kung paano ka kikita ng bonggang-bongga, i-level up ang iyong budgeting skills, at wiser sa iyong investments gamit ang AI.I’m talking a...

130: How to Live the Good Life Without Breaking the Bank
Akala natin, pag sinabing luxury, kailangan laging malaki ang gastos.Branded na damit, magarang kotse, laging kumakain sa labas.Glamorous sa tingin pe...